Condos have three different insurances available as well: building, unit (owner) and tenants (renting). Condo insurance is a special situation – you as the owner still need your own insurance, but it is more optional than when owning a single-family home. It is always on you to make sure everything is sorted out - you are running that business.
In a renting situation, you as the owner are ultimately responsible for any damages. An example of this could occur in a major flooding situation, where many have damages under the same plan. “Renters insurance is less per month then what I spend at Starbucks per week.”Everybody needs some kind property insurance, whether renting or owned. However, your premiums can go up due to the total party, even if you were not personally affected. The core principle of insurance is to cover the losses of the few amongst the many to protect yourself against a potential financial loss. Insurance gets a bad reputation, but it's here to protect you!Insurance can be confusing.
Everyone needs some type of property insurance, whether you own or rent. "Insurance Ins and Outs" with Natalie Mitchell and today's guest Courtney Johnson dives deep into the core principles coverage and why it is so important. Music heard on this episode: Song: My Time In The Desert From the Album: the Massenburg Sessions Songwriter(s): Wendy Waldman / Weaving Way / Famous Music Corp - ASCAP Sally Barris / Wrensong Publishing Corp ASCAP Shad Cobb / Shad Cobb Music ASCAP Song: Long Road Back To You From the Album: the Massenburg Sessions Songwriter(s): Drew Emmitt / Slamgrass Publishing BMI John Cowan / Convox Music ASCAP Song: Feel Like Going Home From the Album: Sixty Songwriter(s): Charlie Rich / Double R Music ASCAP The Business Side of Music ™ © 2022 Lotta Dogs Productions LLC Co-Produced and Hosted (by the guy who has a face for podcasting): Bob Bender Co-Producer, Creator, and Technical Advisor (the man behind the curtain): Tom Sabella Director of Video and Continuity (the brains of the entire operation): Deborah Halle Audio/Video Editor Mark Sabella for Midnight Express Studio, Olian, NY Marketing and Social Media: Sarah Fleshner for 362 Entertainment Executive Assistant to Tom: Tammy Kowalski All Around Problem Solver: Connie Ribas Recorded inside an old dilapidated Airstream Trailer parked somewhere on Music Row in Nashville, TN (cause that's about all that's left these days) Mixed and Mastered at Music Dog Studios in Donelson, TN Production Sound Design: Keith Stark Voice Over and Promo: Lisa Fuson Special Thanks to Tom Sabella and Traci Snow for producing and hosting over 100 episodes of the original “Business Side of Music” podcast, and trusting us to carry on their legacy. John in addition to being a high in demand session player with well over 140 credits on recordings, has released numerous solo and band projects including: The Sky Kings (re-released in 2000 on Rhino Records), his 2010 recording “the Massenburg Sessions”, and his 2014 release “Sixty”.
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John went on to become the bassist for The Doobie Brothers in 1992 thru 1995, and then joining them again as their full time bass player and vocalist years later, and still touring with the band to this day.
The band went on to tour with Leon Russell for several years, initially opening his shows, eventually becoming an integral part of Leon's performance. Fellow members Sam Bush, Courtney Johnson, Curtis Burch, and later on Bela Fleck and Pat Flynn joining the band, went to to shape a sound for such superstars as Garth Brooks, The Dixie Chicks, The Zac Brown Band, and Darius Rucker. His rise to fame began in 1974, when he auditioned to play bass for the then up and coming “New Grass Revival. John Cowan, also known as the Voice of Newgrass, has been singing his heart out for thirty-seven years now, and his soaring vocals have only improved with time.
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